The University pays the full premium for regular employees' coverage (FTE .50 and above). This is subject to change each year, based on renewal of program contracts. The employee rate (as paid by the University) is noted below.
Employees who elect spouse and/or children coverage pay for the entire cost of their dependents' premiums by payroll deduction. All vision insurance premiums deducted from employee earnings are taken on a pretax basis.
Shown below are the monthly premium costs beginning January 1, 2019 through December 31, 2019.
(SPU pays 100% of the employee portion of the premium)
|Employee + Spouse|
|Employee + Child(ren)|
|Employee + Family|
Your copay for an exam is $25 - after which it is covered in full every 12 months. You will have a $250 hardware benefit to apply to your lenses and frame or contact lenses every 12 months.
Extra discounts include 20% off any out-of-pocket costs on your choice of frame, discounts on laser vision correction surgery, and additional savings on lens options such as scratch-resistant and anti-reflective coatings and progressives.
|Description of Coverage with a VSP Doctor||Co-pay with a VSP Doctor|
Limited to one frame & pair of glasses
|Contacts (instead of glasses)|
Extra Savings and Discounts
Glasses and Sunglasses
Laser Vision Correction
To submit a Claim request, you'll need the following:
Vision Service Plan
Attention: Claims Services
P.O. Box 385018
Birmingham, AL 35238-5018
Please Note: If you received services and/or products from different out-of-network providers, you must complete claim forms for each location. You typically have 12 months from the date of service to submit for reimbursement. Failure to submit your out-of-network claim within 12 months of the date of service may cause your claim request to be denied. Please allow up to 10 business days (plus mailing time to and from VSP) for us to process your reimbursement.